Dental Insurance Benefits: The clock is ticking!
As December grows closer and the year slowly begins to draw to a close, there is certainly much to do and many things to think about, but have you thought about a dental check-up? Sure, it may seem like a small minute detail, but unfortunately it could be a costly one as dental insurance benefits do NOT carry over from one year to the next!
That’s right, at the beginning of every year your insurance benefits automatically reset to their defaults, thus any and all unused benefits are ultimately lost! This is an unfortunate and often regretful situation that many patients have found themselves in, and at Overland Park Dentistry we always hate to see this sort of thing happen. So, remember if you still have any unused benefits please use them before it’s too late!
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As a general rule, the majority of dental practitioners require a minimum of two routine check-ups per year with an approximate six-month gap between each appointment. Fortunately, most insurance providers have plans to provide coverage for exactly this, two yearly appointments. Overland Park Dentistry accepts the coverage plans of many of the most well known and commonly used providers. Aetna, Cigna, Delta, Guardian, Humana, MetLife and United Healthcare are all among our accepted providers, and we can provide all necessary forms and paperwork for you upon your next scheduled visit. Of course, if you have additional questions or concerns about this, our front desk would be more than happy to assist you in any way possible!
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If you have sustained any kind of damage or decay, and require more advanced treatment, the latter months of the year are perhaps the best time to receive this. (Especially if you have yet to use all your benefits.) While obviously repairing broken or damaged teeth varies greatly on the severity of the damage and necessary procedure required to treat it, (such as bonding, crowns, implants, or others) the more advanced dental procedures can require an extensive bit of work on the part of your dentist and sometimes require multiple appointments to properly assess. While certainly Dr. Kimes and his staff would be willing to help you come up with an arrangement that best allows you to maximize your insurance benefits while receiving the treatment needed, this window of opportunity will only stay open for so much longer. Keep in mind, while it might be easy to put dental care on back burner due to its slow progressing nature, oral health issues can be a slippery slope that CAN become very serious if neglected!
As the leaves have fallen and Overland Park has already had a couple of snowy cold days , it’s clear that many different things are on the horizon, and as exciting as this might be its important not to lose sight of the important things. While it can be easy to forget about or overlook those hardworking pearly white teeth of yours, your teeth and oral heath are very important, and taking the time to visit your dentist and have them checked and maintained is absolutely mandatory in keeping them healthy.
So remember, while those lingering unused insurance benefits might not seem like a big deal to you, they are a big deal to your teeth! And although it still seems far away, once the ball drops on December 31st, those unused benefits are gone forever! So if you have remining benefits on your insurance plan, please use them, trust us… your teeth will thank you for it!
Related Article: Your Overland Park Dentist: Charles R. Kimes, DDS
Dr. Charles R. Kimes, DDS and his expert team at Overland Park Dentistry look forward to having the opportunity to care for you and your family with any preventative, restorative or cosmetic dental needs you or your family may have. To schedule your dental appointment with your Overland Park Dentist, contact us at our south Overland Park office at (913) 647-8700 or our north Overland Park office at 913-341-2380.